Use a broker if you are buying commercial insurance


• Choose one Business Insurance Broker who you get on with and has access to all the insurers in the market and will therefore be able to do the shopping around for you

• Ensure this Insurance Broker has the right level of past knowledge and experience to help you buy the right product without under (or over) buying, otherwise either way you are wasting money

• Remember your business insurance needs to be fit for purpose for a full year and beyond, a cheaper product might fulfill your short term goals but could prove an expensive mistake in the longer term